Personal Umbrella Insurance
You buy insurance for a reason – to protect yourself and your family if something bad should happen. Unfortunately, bad things happen from time to time. And sometimes really bad things happen – a horrific car crash or a tragic accident in your backyard. These types of catastrophic losses could wipe you out financially if you’re not properly protected.
Most of us have auto, home & life coverage, but having protection against a catastrophic liability claim is often overlooked. Would you have enough coverage if something like this happened to you?
- A jury awarded $900,000 to the estate of a 43-year-old father who died after an automobile accident. The award was based in part on the father’s future earning potential.
- While helping a friend paint his home, a 40-year-old man fell and broke his heel. Although the homeowner was found only partially responsible, the fall cost him $1.2 million.
These examples are real and could happen to anyone. To better protect your family against risks like this, Erie Insurance offers personal catastrophe liability (umbrella) coverage so you’ll be safe – not sorry – if something serious ever happens. An umbrella policy gives you an additional $1 million dollars or more of coverage over and above your underlying homeowner or private passenger auto limits.
You might be surprised at how much coverage you can purchase for a relatively modest premium. For most people, an extra $1 million in coverage costs less than $20 a month.
Give yourself and your family an extra layer of liability protection over and above your auto and homeowners policies in case you (or a covered family member) are sued because of an accident.
We offer free, comparative quotes on auto insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Contact us to find out.