Life Insurance

Life Insurance
Finding the right Life Insurance products can be challenging in today’s insurance environment. Roger Snyder Insurance offers a complete line of individual life insurance products that are crafted to meet you and your family’s specific needs. Erie Insurance, a top-rated insurance company, will provide you with the coverage and benefits you want.

Roger Snyder Insurance can help you make sound, informed decisions about issues affecting your life and insurance needs. Our philosophy is to fully understand your objectives and then translate them into solutions that provide assurance and peace-of-mind.

Term Life Insurance Coverage
Term Life insurance is the most affordable type of life insurance, because it only provides coverage for a limited period of time. Policies vary, though, and can range from five years up to thirty years. As long as the policyholder dies within the time period specified in his or her policy, the insurer is obligated to pay the benefits in full.

The risk with buying term life insurance is that the policy holder may “outlive” the coverage. When this happens, the policy terminates, and you are given the option to renew. However, the new premiums will most certainly be higher, because you have aged. Still, term life insurance is an attractive option for many people, because it allows them to buy coverage at a lower cost and when it’s needed most.

Permanent Life Insurance Coverage
Permanent life insurance, on the other hand, offers lifetime protection as long as you continue to pay your premiums. All age groups can take advantage of the security and peace of mind that permanent life insurance offers. Retirees can guarantee that their loved ones will be provided for after they are gone, and young people looking to start a family can take advantage by buying early and locking in a great, low rate.

In some instances, a combination of both term life and permanent coverage is desirable.

Fixed Annuities
A fixed annuity can help you accumulate tax-deferred earnings as part of your overall retirement plan. Annuities offer the opportunity for lifetime payments and tax-deferred earnings, and provide a guaranteed death benefit for your beneficiaries. All guarantees are backed by the continued claims-paying ability of the issuing insurance company.

We offer free, comparative quotes on auto insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Contact us to find out.