Auto Insurance

Auto or car insurance coverage has three parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others. Some liability coverage is required by most states.

The second part of auto insurance covers your own medical coverage otherwise known as First Party Benefits. Including Income Loss, Funeral Expense, Accidental Death and/or Extraordinary Medical coverage.

The third part of auto insurance covers the car itself: comprehensive coverage reimburses losses from deer, glass, fire, theft or other perils; collision coverage pays to repair losses caused by an accident. Road Service and Rental reimbursement coverage is also available.

Utilizing high deductibles on the physical damage coverages can help reduce premiums. If you carry umbrella insurance, you must be sure that you carry the required amount of basic liability insurance to avoid a gap in coverage for a serious accident.

We offer free, comparative quotes on auto insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Contact us to find out.